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Note: We are making this post for the TrakInvest project. Please direct all questions to TrakInvestICO

TrakInvest Bounty Program is Live. To Join Click Here

           



















           

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Announcement / Finova Financial Announces The JOBS Crypto Offering (JCO)
« on: November 28, 2017, 04:13:44 AM »




The Cooley legal team posted a statement November 8, 2017 regarding their client Finova Financial's unveiling of the JOBS Crypto Offering:


Finova Financial Unveils JOBS Crypto Offering

Cooley advised Finova Financial on the creation of a fundraising process known as a JOBS crypto offering or JCO. The offering, when completed, will give investors the opportunity to invest in equity ownership of previously privately held companies using cryptocurrency. This regulated public securities offering would allow non-accredited investors to use cryptocurrency to invest in established companies.

“We think the JCO has the potential to have a massive impact on the way startups raise funds, while creating some much-needed regulatory clarity in the crypto investing space,” said Sheel Mohnot, partner at 500 Startup.

JCOs are designed as a hybrid of initial coin offering investments, which allow companies to raise capital more readily through cryptocurrency investments, and a traditional IPO. In a JCO, tokens representing ownership of shares of capital stock would be tracked on a distributed ledger, or blockchain, and would be sold pursuant to a registration statement filed under the Securities Act or, for a transaction exempt from registration under the Securities Act, pursuant to Rule 251 under the Securities Act.

JCOs are the brainchild of fintech entrepreneur Gregory Keough, current CEO of Finova and former CEO of Mobile Financial Services, a MasterCard and Telefonica joint venture for mobile financial services.

“I liked the idea of the ICOs when they were first introduced, as they looked like an exciting way for startups to raise funds from small investors, but I had concerns about regulatory compliance practices, especially for tokens that are clearly securities,” said Keough. “I designed the JCO as a process to open the doors of opportunity for the small investor, allowing them to participate using cryptocurrency in security offerings in compliance with SEC regulations. I envision the tokens sold in JCOs being listed on an alternative trading system, creating a liquid security and providing companies with an alternative to a traditional initial public offering.”

Read Finova's announcement: http://www.businesswire.com/news/home/20171108005411/en/Finova-Financial-Announces-JOBS-Crypto-Offering-JCO

About Cooley LLP

Clients partner with Cooley on transformative deals, complex IP and regulatory matters, and high-stakes litigation, where innovation meets the law.

Cooley has 900 lawyers across 12 offices in the United States, China and Europe.

Read the statement here: https://www.cooley.com/news/coverage/2017/2017-11-08-finova-financial-unveils-jobs-crypto-offering



About Finova Financial
Working to transform the future of banking on a global scale, Finova Financial develops fair and affordable digital financial technologies to create a more inclusive financial system and provide a path to financial health for the 2 billion people outside of the traditional financial system.
 
Founded in 2015 by a team of financial services, technology and payment experts, Finova has raised $155M in capital and is backed by leading Silicon Valley venture capital firms and Wall Street private equity investors and had one of the largest initial funding rounds in FinTech history. The firm has generated over $2 million in 2017 revenue to date, with an annual ROIC of 101.7%.









For more information:  www.finovafinancial.com

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Announcement / Finova Financial Announces The JOBS Crypto Offering (JCO)
« on: November 09, 2017, 02:29:39 AM »
Finova Financial Announces The JOBS Crypto Offering (JCO): A Path To A Regulated Public Securities Offering for Non-Accredited Investors Using Cryptocurrency
A JCO would allow both large and small investors to use cryptocurrency to invest in an established company with tangible assets
___
... The JCO is a hybrid of initial coin offering investments (ICOs), which allow companies to raise capital more readily through cryptocurrency investments and an initial public offering of stock. In a JCO, “tokens” representing ownership of shares of capital stock would be tracked on a distributed ledger or blockchain (Tokens) and would be sold pursuant to a registration statement filed under the Securities Act or a transaction which is exempt from registration under the Securities Act pursuant to Rule 251 under the Securities Act (i.e. Regulation A+).
___
Read the full story here: http://www.businesswire.com/news/home/20171108005411/en/Finova-Financial-Announces-JOBS-Crypto-Offering-JCO

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Note: We are making this post for the CEDEX project. Please direct all questions to cedex.community here on the forums.









About Cedex
CEDEX is the First Certified Blockchain Based Diamond Exchange

CEDEX.com is a global exchange that focuses on bridging the gap between the traditional diamond industry and the innovative financial markets. With its extensive industry knowledge, CEDEX wants to engineer a ground-breaking change – enabling people to liquidate and invest in diamonds like any other financial asset, in a transparent and secure way.

The CEDEX exchange enables anyone to invest in individual diamonds, shares of a high- value stone or shares in a basket of diamonds (ETF). Investors, buyers and sellers have full confidense because the diamond value is transparent, using the DEX, our machine learning algorithm and blockchain technology that rates a diamond’s asking price; liquid because it creates a two- sided market by enhancing both the supply and demand, and fungible because CEDEX creates a unique benchmark value, rate and contract for every stone.




The Technology
DEX – The Intelligence Behind CEDEX

DEX, our proprietary machine-learning algorithm has been created to bring transparency and coherency to the diamond financial market. The DEX comprises three main elements: gemological composition of individual diamonds listed on CEDEX, diamond market financial indices and global inventory analysis. Diamonds are onboarded to CEDEX and classified by categories. The DEX has been designed to incorporate artificial neural network technology using all available diamond data.

Try DEX for yourself!

See how easy, open and transparent it is to invest or trade in diamonds through CEDEX. Our DEX Beta version will give you a theoretical price for your diamond and rate it by its relative market value on the spot!
(for round carat stones 0.3, 0.5 and 1.0 carats. Once the DEX is fully developed it will be able to provide all type/size diamonds)




CEDEX Coin – Powering CEDEX Exchange

The CEDEX Coin is an ERC-20-compatible token traded over the public Ethereum blockchain. It will enable our participants to purchase diamonds on the CEDEX, transforming their assets into diamonds. Use of the CEDEX Coin will be driven by trading volumes generated on the CEDEX.com exchange and the demand of the diamond ecosystem. The CEDEX Coin will be listed on all major exchanges and will be transferable to other cryptocurrencies and fiat currencies.

The CEDEX Coin will be the only means of payment used on the CEDEX exchange.
The CEDEX Coin amount is limited and coins offered on the sale that will not be bought will be burned.


Roadmap
CEDEX has a seven-stage roadmap summarized below.






The Team




Advisory Board





CEDEX COIN TOKEN OFFERING

The pre-sale offering will be conducted over a 10-day period beginning on March 16th, 2018 at 19:00 GMT. The main-sale start date will be dictated by the completion of the pre-sale. If the pre-sale is completed within 24, hours main-sale will open at 19:00 GMT on March 17th, 2018. If the pre-sale is not completed within 24 hours the main sale will commence at 19:00 GMT on April 13th, 2018. In either event the main sale will last 28 days or until the maximum cap is reached.

- The CEDEX project will issue a maximum of, 100,000,000 CEDEX Coins. Due to the high volatility of ETH/USD rate CEDEX will cap the dollar value that will be sold throughout the Token-Sale to a maximum of USD $40 million. According to this adjustment the value of 1 CEDEX Coin will not exceed $0.8
- The public token sale will offer 50,000,000 CEDEX Coins. Currently, the CEDEX Coins are to be sold for 100,000 ETH.
- Up to 25,000,000 of the coins will be sold in the pre-sale and the remainder in the sale.
- All of the token supply will be created during the token sale and distributed once it is completed. Any tokens offered for sale to the public and not sold will be destroyed.
- As the Hard Cap for the Token-Sale will be published in ETH, prior to the Token-Sale, on March 14, 2018 08:00 GMT CEDEX will be locking and publishing the final ETH amount to be sold in the Token-sale

Users will be able to purchase CEDEX Coin in Ether, Bitcoin and fiat currencies according to the available rates in the market. A portion of the supply will be pre-allocated to the CEDEX founders and team members in the vesting schedule listed below. The company will hold 15% of the CEDEX Coin supply for future development and marketing expansion. This holding will also be used for purchasing additional diamonds in order to expand the financial offering of the CEDEX project.




Participants in the pre-sale and sale will receive special bonuses as indicated below:
- Pre-sale up to 25% of total CEDEX Coin – 0.3 CEDEX Coin for each CEDEX Coin purchased.
- First day of sale up to 25% of total CEDEX Coin – 0.15 CEDEX Coin for each CEDEX Coin purchased (ending at 24:00 GMT).
- Further information and updates will be posted ahead of time on cedex.com.


USE OF FUNDS
The net proceeds collected in the token sale will be used as follows:
- Up to 20% for finalizing the development of the DEX, Diamond-Token smart contracts and the exchange as described in the milestone section in Appendix C below.
- Up to 45% for marketing, business development and sales purposes. Most of the funds will be used for marketing the exchange in different jurisdictions. This will include online and offline marketing activities, signing partnership relations with various business partners and signing agreements with potential partners from the diamond industry.  
- Up to 20% for regulation, licenses, legal and operational purposes.
- Up to 15% for working capital.

The expected breakdown may be altered based on the Token Sale outcome and project progresses.




EXECUTION & BUSINESS ROAD MAP

The CEDEX project was launched at the beginning of 2017. The CEDEX team has already achieved extensive business and technological milestones, as illustrated in Fig. 10.

On October 2017 Tech Financials announced the project to the public. AIM Announcement October 23,2018 Below we have detailed the four milestones that are the building blocks of the CEDEX project.



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Note: We are making this post for the LiveTree ADEPT project. Please direct all questions to Livetree.Adept here on the forums.




LiveTree is an established, socially responsible crowdfunding company based in London, UK. Over the last two years, it has captured 5% of the UK crowdfunding market (in the film and content category) and forged partnerships with several leading names in film, TV and content creation, including the British Film Institute’s Future Film, the Screen Arts Institute, Kent Film Office, Film London and 20 organisations. LiveTree has compiled a contact directory  of 14,000 companies and thousands of individuals who work across film, TV and content creation.


PLATFORM SUMMARY



Armed with the learnings from the success of its current revenue generating platform, LiveTree is now ready to launch ADEPT (Advanced Decentralized Platform for Transparent distribution). The new platform supports projects throughout their entire life cycle, from creation through distribution to funding. It is a model that not only reimagines LiveTree’s existing operation, but the entire creative, film, TV and content industry.

Funding: unique project financing

ADEPT offers two new and unprecedented funding returns, as well as a funding model:
 
 •  Profit share return: This option enables backers to earn a percentage of any sales. For example, if a project creator opts to use Blossom TV, backers earn a percentage of each pay-per-view.

 •  IP rights return: Several contracts covering various IP transfer options are available, including per-territory, per-episode and per-license-period. This is discussed further in the Digital Rights Management (DRM) technical section of the whitepaper.

 •  Milestone-reached’ model: The crowdfunding industry currently has two models. The first is the ‘all-or-nothing’ model under which, if the funding target is not met, the funds are returned to the backers. For example, if the target raise is $1,000 and $999 is raised, the funds are returned. The second model is ‘keep-what-you-raise’, under which the creator keeps any funds raised. For example, if the target is $1,000 and $999 is raised, the creator keeps what has been pledged. ADEPT introduces a third completely new model: ‘milestone-reached’. Under this system, a milestone target is set and backers’ funds are only released upon sign-off. For example, the creator sets two milestones, the first at $1,000 and the second at $2,000. Backers pre-fund the first $1,000, which is released only upon sign-off (or a timeout). This process is repeated with every pre-set milestone. If a dispute occurs an arbitration process takes place similar to the current LiveTree (e-Bay-style) resolution procedure.




ADEPT is the first platform to offer content creators a combination of reward-based crowdfunding, profit share and IP revenue. Its ‘milestone-reached’ funding model is also unique. These are made possible through the use of smart contracts and decentralized technology. All contract fees and payments in Seed drive demand for Seed and, as a result, its value. These innovations alone will assist ADEPT in becoming the market leader in the global $1bn crowdfunding industry for film, TV and content.

Distribution: Blossom decentralized channel

Using the network effect of potentially hundreds of thousands of team members, content creators can decide how best to market and distribute their work. ADEPT supports three possible distribution scenarios:

 •  Blossom: This is a revolutionary new online channel operated by ADEPT. Initially, it will operate purely using ADEPT’s unique pre-pay-to-view (PPVOD) model in order to capture market share. This enables fans to pre-pay for the content they want to watch. It is envisaged that independent content-makers and the LiveTree Incubators will be early adopters. Subscription (Netflix style), advertising (YouTube style) and pay-per-view models will be added as professional content makers take Blossom mainstream.

Blossom TV provides a direct, peer-to-peer connection between content creators and viewers. Scoring and sharing content is encouraged and tracked through Blossom digital rights management (DRM) and rewarded in Seed. Blossom provides viewers an entirely new interactive experience. It is envisaged consumers will be able to cast and choose what gets made in a fully interactive fun ‘gamified’ fashion.

 •  Online streaming: This distribution model utilizes the popularity of YouTube and Vimeo to create a migration path to Blossom. It is suitable for professionals and emerging content-makers that want to gain exposure and build popularity for their projects. This option recognizes that these channels are extremely popular, and remain powerful channels for capturing market share. (Note: Google requires its users to have a special ‘partner’ account. Vimeo has similar requirements for accessing APIs and realizing revenue)

 •  Traditional broadcasters: This model provides access to broadcasters with existing infrastructure (for TV and cinematic releases). Traditionally, license contracts are negotiated between established content-makers and sales executives. Currently this negotiation process can take months and, in some cases, years. ADEPT smart contracts reduce this complexity, giving distributors more time to negotiate more sales, meaning more content gets to market. Additionally, ADEPT Analytics scoring system provides an efficient way to match content creators with distributors who are seeking fresh new content.




Blossom represents the distribution point of an entirely new, game-changing market that is set to revolutionize the industry. It provides professional content-makers transparent viewing statistics (something centralized providers such as Netflix and Amazon refuse to provide to producers), transparent digital rights management and gamification (note DRM which is currently locked into centralized solutions provided by corporates such as Microsoft, Google and Apple), efficiency gains for contract negotiations with traditional sales executives and emerging content makers the first ever pre-pay to view service, empowering the consumer to Seed their choice of what gets made.  Blossom provides consumers a new level of interactivity.  They get to choose, where appropriate, who stars in the next episode, film or content, what gets funded and are ultimately rewarded for scoring and promoting the project in Seed.
All revenues derived from Blossom (subscriptions, ads, pay-per-view, pre-pay) will be paid in Seed, again creating demand and raising its expected value.







THE SEED SALE











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Announcement / [ANN] [ICO] DropDeck - Crowdsale live!
« on: October 11, 2017, 07:34:18 AM »
Note: We are making this post for DropDeck. Please direct any questions to DropDeck.Team



   











DropDeck Platform
A Cross-border Business Funding Platform
DropDeck is a royalty and debt financing platform for fast growing businesses with a pure smart-contract and token-incentivized mechanism to evaluate and fund businesses worldwide


FUND STARTUPS AND SMEs
1) Fundraising companies are exhaustively scored and ranked so that funders can put their money to the fastest growing companies, around the world.
2) Funders can "contribute" (royalty financing) or "lend" (debt financing) tokens to fundraising companies in a fast, reliable and secured way.
3) All participants in the funding ecosystem are financially incentivized to help funders get rewarded, so that funders can keep funding and attract more funders to join.




SCREEN COMPANIES FASTER


FUNNEL DESIGN
Information is arranged in order of importance, into 3 layers of increasing details - Home, Deck, and Claim, so that funders can screen very fast based on what matters the most first before deciding to spend time on more details or not.


TRUST CIRCLE
If you can add trustworthy people you know to your Trust Circle and rate their trustworthiness accurately, you can see more and more accurate evaluation results and rankings of companies fundraising on DropDeck.

FURTHER MINIMIZE RISK


LIBERAL SCORING
Trust scores and Potential scores are based less on consciously inputted data and more on incentive-guided behavior and immutable information unconsciously scattered across the platform and the internet, uncovering telltale hidden patterns.


SCORE VERIFICATION
You can pay to see hidden details behind a score - all kinds of data and metadata the score is based on, contributed by whom, and from which sources. The users who have contributed to the pay-to-see details are rewarded instantly.

THE ECOSYSTEM COLLABORATES IN YOUR BEST INTEREST
DropDeck's “INCENTIVE SYSTEM” based on smart contracts and the Decentralized DropDeck Token (DDD) enables a perfect combination of Online - Offline, Onchain - Offchain, Machine - Man elements to break all barriers in-between, minimize risk, and maximize benefits for all token holders.




The Decentralized DropDeck Token (DDD) serves 4 major utilities


Contribute or lend to potential companies.


Pay for score verification.


Pay for premium features to achieve goals faster.


Get rewarded as an Evaluator, Hunter, Delegate, and more.





TEAM AND ADVISORS












AI XPRIZE MENTORS

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Note: We are making this post for Modex. Please direct any questions to Support-Modex





























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Announcement / [ANN] CLIMATECOIN CO2 TOKEN ICO - Pre-Sale Oct 23
« on: September 19, 2017, 06:26:28 AM »
http://climatecoin.io/





Climate Change is getting worse by the minute and it affects every part of the Earth. It is not a matter of debate as concrete scientific evidence shows the reality of it.

1) Carbon dioxide levels in the air is at its highest in 650,000 years (406,17 parts per million).

2) 16 of the 17 warmest years on record have occurred since just 2001.

3) In the summer of 2012, Arctic sea ice had shrunk to the lowest level ever recorded in history.

4) Satellite data shows that Earth's polar ice caps are losing mass (287 GT per year).


The CLIMATECOIN token is a new and unique cryptocurrency based in Ethereum that permits any citizen in the world to participate in the fight against climate change. It utilizes blockchain technology for that purpose while also giving back quarterly profits to its token holders.

With the money Climatecoin Foundation gets from the CLIMATECOIN token sale, it will be buying stakes in companies that have ground-breaking products for fighting the current climate change crisis. CLIMATECOIN may buy companies that are already profitable, make seed investments in early-stage companies, create its own companies or projects, or buy solutions from other organizations to implement into the foundation’s projects.

The CLIMATECOIN Foundation will collaborate with companies that create solutions against climate change and they will utilize blockchain technology to do so. We will provide investment and business consulting to these companies to make their environmentally friendly products more economically feasible. The main goal for these companies is to remain profitable, in which they may be able to redeem dividends from the organization. The profitability of these partnered companies is essential to appreciating the value of the currency.

Another method for increasing the value of the coin is our depletion program: 2% of the total amount invested by the Foundation in any company will be reinvested into CLIMATECOIN CO2 tokens to allows the net asset value (NAV) of the token to increase over time. This program will function as a locked smart contract that will be locked in perpetuity to guarantee that the funds will be spent in this manner.


Our Video presentation: https://youtu.be/q02v0g_8krQ

You can also check our white paper here: http://www.climatecoin.io/downloads/climatecoin_whitepaper_20082017.pdf


DETAILS Climatecoin Organization is issuing CO2 tokens through the smart contract system operated by Ethereum (ref to Annex 1).

The Climatecoin Foundation is a publicly registered body in Switzerland with legal responsibilities and is subject to audits. This will ensure the transparency of operations and the secure custody of the funds.

Token name: CLIMATECOIN CO2 Token - Climatecoin Profit-ShareSmart Contract The tokens will be assigned pro-rata to the funds provided to Climatecoin FOUNDATION in the InitialCoinOffering(ICO).

Summary:

• Participants willing to contribute to and support the development of CLIMATECOIN can do so by sending Ether to the designated address.

• By doing so, contributors create CLIMATECOIN CO2 Tokens at the rate of 210 CLIMATECOIN CO2 tokens per ETH.

• It will begin on November 1st

• The contribution period will run for 30 days (until December 1st, or within 36 hours of the soft cap being achieved).

• There will be a pre-sale on the 23rd of October lasting 7 days for contributors of 100ETH or more and is capped at 100.000ETH.

• All unsold tokens will be burned.

• Climatecoin Foundation controls the contract and the address to which gathered Ether will be sent (implemented as a multisig address).

• CLIMATECOIN CO2 Tokens received by contributors will be transferable at 7 days after the end of the contribution period. (7 days Cliff)

• Security audits: To ensure beyond any doubt that funds will be secure, we are working with some of the most respected Ethereum security advisors. The results of the audits will be made public.





We are aiming at an ambitious strategy to position CLIMATECOIN as a central authority of the fight against climate change. We will aim to be the central asset manager for the best and most innovative companies in the environmental market. Funds above our Core Operating Budget (80-90% of raised funds) will be used in investments to ensure our success and createa “floor”effect on the C02 Token price.



• 65% Business Development & Stake Purchases: The development of companies and/or
stakes in acquisitions will be the primary focus.
• 10% Core Dev Team: The expansion of the Climatecoin development team will allow us
to implement additional functions to the software. Venture capital experts, business
managers, blockchain experts and other industry specialists will be hired.
• 10% Marketing: Online marketing in order to generate awareness in the blockchain and
climate change market about CLIMATECOIN existence in order to become a symbol for
the cause and attract attention for our currency and in the companies we approach.
• 15% Reserve: For future unforeseen costs.
• 5% Legal & Compliance: Most of which will be allocated for acquisition deals and the
creation of the worldwide network of companies that will be acquired. A small portion
will go into administration and accounting.

Our Team:
___













Projects
We will be selecting mainly projects proposed by the United Nations. You can see some examples in this website: http://unfccc.int/ttclear/projects
Examples of what these projects can look like:




Our roadmap



10
Announcement / Spectre.ai : Public BETA is now LIVE!
« on: September 12, 2017, 07:58:32 AM »
Note: We are making this post for the spectre.ai project. Please direct all questions to Spectre.ai.team


One pager: http://spectre.ai/media/spectre_one_pager.pdf?ver=1.8



Full post here: https://bitcointalk.org/index.php?topic=2169122.msg21737310#msg21737310












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Announcement / Vindyne Group Full-Service Crypto PR Firm
« on: August 17, 2017, 10:58:32 AM »

___
The best way to contact us is through our website here: https://vindynegroup.com/

Please fill out the contact form with as much information as possible. We will review this information and set up a time to talk about your project needs and what we can do for you as soon as possible.

Best regards,

Vindyne8/John Ogden
Vindyne Group
https://vindynegroup.com/


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___
Shanghai-based Blockchain-as-a-Service (BaaS) company, BitSE, is opening possibilities for every industry with the official launch of VeChain, a cloud product management platform built on a blockchain, at a recent event in Shanghai.
___
Due to a shared interest in expanding the use of blockchain technologies, BitSE is  collaborating with PricewaterhouseCoopers (PwC) to boost blockchain adoption in the Asian Pacific markets, with the goal to help their clients design and implement innovative blockchain solutions.
___
VeChain focuses on four areas: anti-counterfeiting, supply chain management, asset management and client experiences. By putting unique IDs on the blockchain and embedding each product with an NFC (Near Field Communication) chip, RFID (Radio Frequency Identification) tag or QR (Quick Response) code, all of which can verify whether an item is genuine or not, VeChain provides an opportunity for different enterprises to easily create, manage, maintain and update shared data.
___
Read more: https://bitcoinmagazine.com/articles/bitse-launches-blockchain-based-vechain-platform-teams-up-with-pwc-1480445198/

13



English - http://www.airtoken.com/paper/MicroLoan_whitepaper_v1.pdf

We are AirFox, the first TechStars alumni and Boston-based venture backed start-up to launch an ICO. We are the leader in reducing mobile costs for prepaid wireless carriers in the United States, having enabled over 2 million pre-paid mobile subscribers to get online.

We are starting an Initial Coin Offering (ICO) to launch an innovative new consumer platform enabling 4.5 billion people across emerging markets to access previously unaffordable mobile data, digital services, and micro-loans.

ICO Launch Date: September 19th, 2017 at 10:00am EST
Website: http://www.airtoken.com/
Press: http://www.airtoken.com/press/index.html

We are working with New Alchemy (https://newalchemy.io/) to finalize our ICO Ethereum contract.

The AirToken enables users to earn data simply by using their phones via 2 apps - AirFox Recharge and AirFox Browser.






Download the Demo Version of our apps: http://airfoxmobile.com/








Launch Capital - http://launchcapital.com/    |     NXT Ventures - http://nxtventures.com/     |     Rightside Capital -
 http://rightsidecapital.com/     |     Techstars - http://www.techstars.com/     |     Project11 - http://www.project11.com/















AIRFOX - http://airfox.io/
Harvard Launch Lab - http://harvardlaunchlab.com/

14

___

LEOBank -
A special announcement from LEO Bank - the wait is over! Click to see the full version and learn more!


http://www.leobank.com/

BY THE MEMBERS, FOR THE MEMBERS
Simply register your interest below to become one of the 'Founding Members' of this fantastic opportunity.
You'll be glad you did!

___

WE ARE DELIGHTED TO ANNOUNCE THAT THE FIRST PROJECT OF LEO BANKING IS LEO GOLD VAULTS.
We will be offering a range of savings products aimed at meeting the needs of many types of savers. From those who want to convert their current savings into gold, to those who want to diversify their savings portfolio by adding gold, and those who want to set up a regular gold savings plan. This will be an ideal product for customers who want to participate in owning gold without having to engage in all the normal administrative effort.

Details of the Gold savings products will be coming shortly. What we can say is that like all other products it will be part of the LEO Marketing plan.

We are proud to be able to offer Gold to Members and their customers who want to save for the future - be it as a single investment or as part of a regular savings plan.

For the moment please take a look at the dedicated LEO Gold Vault site.

http://leogoldvault.com/
___

Setting Entrepreneurial Spirits Free
Setting Entrepreneurial Spirits Free
___

___
For far too long, the banks have had a stranglehold on the way the world does business, stifling entrepreneurs in their efforts to build a brighter future for the global economy.

Soaring bank charges, ever bigger banking bonuses and a lack of concern for the needs of customers have become all too familiar. A new financial future is dawning where banks play no part and at Learning Enterprises Organisation we are in the vanguard of this revolution - disrupting the system with innovative solutions.

Read more: http://www.startupbusinessuk.net/start-a-business/setting-entrepreneurial-spirits-free

15
Announcement / Qtum Community & Development Updates — August 7
« on: August 09, 2017, 06:56:20 AM »
Qtum Community & Development Updates — August 7

Insight into Blockchain & Qtum — Patrick Dai

___
The Qtum team has been busy developing just like almost every team in the blockchain space. The more people we meet, the more questions we get asked, but they tend to start with the basics. What is Blockchain? What are tokens? Where’s the meaning in the Qtum project? What’s the difference between Qtum, EOS, Ethereum, and every other blockchain? And, what’s the difference between an ICO and equity financing?
___
For many of these questions, it’s difficult to have an accurate understanding. There are many reasons causing this problem. One being that blockchain technology is a combination of a concept of technological change and organizational change, which can be difficult to explain to the general public.
___
Before 2014, the industry didn’t have an idea of what is a blockchain. From 2009–2014, industry practitioners just called everything a coin or cryptocurrency. Since 2014, the industry has changed to advancing beyond the technology being used for its financial attributes.
___
Blockchain networks themselves are a complex set of systems and software engineering, mathematical principles, cryptography, network architecture, consensus mechanisms, and economic models. Without the cultivation of higher education in a science and engineering background, it’s difficult to understand.
___
Expecting everyone to understand the technology behind the blockchain, the innovations in the space and get an accurate understanding of the project, is similar to expecting everyone to understand the concept of partial derivatives in calculus, and binary entropy functions. For the most part, fewer than 1% of the population will every truly understand all these different aspects that make the technology what it is.
___
This is why, most of the time, explaining blockchain technology to “CEOs,” “journalists,” or “anonymous” and having them try to make a judgment of a project, is especially hard. No matter how intelligent a person is, most people limit their expertise to a particular field.
___
If blockchain technology itself were only a simple technology innovation, it wouldn’t have caused such a massive uproar between scientists, economists, mathematicians, government officials, the press and so forth. The blockchain is the essence of change in what we can conceptualize.
___
In the form of organization reconstruction, the transformation of social collaboration mechanisms, pooling together, creating a new concept. This concept is ordinarily difficult to recognize all of a sudden, and even if we understand it clearly, it can be difficult to accept.
___
If someone told you, in the next 30 years, perhaps all the companies will disappear, everyone will say you are a crazy. But this kind of “company” organizational structure, in the thousands of years of human history, has only existed for 300 years.
___
Blockchain development can make humanity quickly establish a new kind of “organization structure,” this kind of autonomous organization structure exists on the blockchain network, protocol, and in our minds. Everyone can grasp the idea of a company. But I feel the next era will be this is a protocol-based commonwealth.
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A protocol-based commonwealth with the development of Internet and blockchain technology will make virtual organizations become mainstream in the next 10 to 20 years.
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Qtum will be part of the new era of societal collaboration.
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Read more: https://medium.com/@Qtum/qtum-community-development-updates-august-7-ffd19d84e0ac

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